Compliance Transaction Monitoring Regulatory Specialist
Location
Malta
Salary
ATTRACTIVE
Contact
Amanda Faria
Job Ref
1603794
- Professional Development
- Work-Life Balance
- Competitive Salary & Benefits
- Review corporate clients to evaluate AML and fraud risk exposure
- Monitor client transactions in accordance with the Transaction Monitoring Policy
- Assess the rationale behind incoming, outgoing, and internal payments
- Conduct sample testing of client activity as per defined procedures
- Clear compliance alerts promptly and accurately
- Master compliance systems to optimise team workflows
- Identify suspicious activity and escalate/report where necessary
- Deliver compliance projects, ensuring both technical precision and business relevance
- Stay informed through continuous education and professional development
- Respond efficiently to compliance queries from various departments
- Liaise with internal/external stakeholders regarding RFI requests
- Guide front office/client services teams on due diligence procedures
- Analyse multi-party payment flows and document the related control framework
- Review complex client types such as payment service providers and merchants
- Improve transaction monitoring programs, especially for mass payments
- Produce management information (MI) and reports for risk assessment
- Support training and onboarding of new compliance team members
- Escalate key compliance concerns to the Head of Transaction Monitoring
- Ensure onboarding and monitoring practices align with internal and external regulatory guidance
- Strengthen compliance controls in response to enhanced client risks
- Provide financial crime advisory support as needed
- Act as a point of escalation for junior staff
- Bachelor’s degree in Finance, Business, or related field; certifications such as ACAMS or CFE are a plus
- Minimum 3 years of experience in a similar compliance or monitoring role within the financial services sector
- Strong understanding of EU and UK AML regulations (e.g., 4th/5th AMLDs, Funds Transfer Regulation, UK MLRs)
- Proficiency with transaction monitoring systems and technologies
- Exceptional analytical skills for interpreting financial data and identifying risks
- Solid decision-making abilities aligned with regulatory standards
