Regulatory Compliance Officer (Advocate)

• A licensed banking institution based in Malta
• Must be a warranted Advocate in Malta
• Attractive salary package & benefits offered

Our client, a licensed banking institution based in Malta, is seeking a Regulatory Compliance Officer to ensure the organisation operates in full alignment with Maltese and EU laws, regulatory frameworks, and supervisory expectations.

The role is ideally suited for a Warranted Advocate in Malta with experience in the financial services sector who can provide authoritative legal and regulatory guidance, oversee compliance programmes, and act as a key liaison with regulatory authorities, including the Malta Financial Services Authority (MFSA) and the Financial Intelligence Analysis Unit (FIAU) where applicable.

Key Responsibilities:

Legal & Regulatory Oversight:

• Interpret and apply Maltese and EU legislation relevant to banking, including the Banking Act, MFSA Banking Rules, and other applicable frameworks
• Advise senior management and the Board on legal and regulatory obligations, emerging risks, and compliance implications of strategic decisions
• Oversee the development and implementation of internal policies, procedures, and governance frameworks to ensure continued regulatory alignment

Compliance Programme Management:

• Develop, implement, and maintain a compliance monitoring plan covering banking and AML/CFT regulatory obligations
• Conduct regular compliance risk assessments, gap analyses, and thematic reviews
• Oversee regulatory reporting obligations, ensuring timely and accurate submissions to regulators and relevant authorities

AML/CFT & Financial Crime Compliance:

• Oversee the AML/CFT compliance function, including customer due diligence, transaction monitoring, and suspicious activity reporting

Regulatory Engagement & Governance:

• Act as a liaison with regulators during inspections, supervisory reviews, and ongoing regulatory correspondence
• Prepare regulatory submissions, responses to supervisory findings, and remediation plans

Advisory & Cross-Functional Collaboration:

• Work closely with risk management, internal audit, legal counsel, and business units to promote a strong compliance culture
• Deliver training and awareness sessions to staff across the organisation on regulatory compliance matters

Required Qualifications & Experience:

• Warranted Advocate in Malta
• Minimum 3 years’ experience in regulatory compliance within the banking or financial services sector
• Strong knowledge of Maltese and EU financial services legislation, including AML/CFT frameworks, prudential requirements, and conduct of business rules
• Experience interacting with regulatory and supervisory authorities
• Demonstrated ability to interpret complex regulations and translate them into practical internal controls
• Excellent analytical, communication, and drafting skills
• Professional certifications such as ICA or ACAMS are considered an asset

Key Competencies:

• Strong ethical judgement and professional integrity
• Ability to work independently and provide authoritative regulatory guidance
• Detail-oriented with strong organisational and problem-solving skills
• Effective communicator able to engage with senior stakeholders and regulators
• Proactive mindset with the ability to anticipate regulatory developments and emerging risks

What’s on Offer?

• An opportunity to join a regulated banking institution in Malta
• A role with direct exposure to regulatory strategy and supervisory engagement
• Competitive remuneration package commensurate with qualifications and experience