- Hybrid model
- Salary from 90,000 - 120,000 GBP per annum
- Position opened due to promotion
Our client is a fast-growing, regulated fintech company specializing in advanced payment technologies and financial infrastructure. As a licensed Electronic Money Institution with regulatory authorisations in the UK and EU, the company delivers comprehensive payment solutions, including card processing, digital wallets, merchant acquiring, and cross-border payment services to financial institutions, PSPs, and businesses across Europe.
They are known for their innovative approach, strong focus on compliance, and commitment to building scalable, secure financial solutions in a rapidly evolving industry.
About the Role We are seeking an experienced and highly capable
MLRO to lead the company's financial crime compliance framework in the United Kingdom. This is a critical senior compliance role responsible for overseeing all AML, CTF, sanctions, and financial crime prevention activities for the UK entity. The MLRO will serve as the primary point of contact with UK regulators and play a key strategic role in maintaining a robust and effective compliance environment.
Key Responsibilities - Act as the appointed Money Laundering Reporting Officer (MLRO) for the UK entity
- Develop, maintain, and continuously enhance the AML/CTF and financial crime compliance framework in line with UK regulations and FCA expectations
- Oversee suspicious activity monitoring and make final decisions on SAR submissions to the National Crime Agency (NCA)
- Conduct and update enterprise-wide AML and sanctions risk assessments
- Ensure robust Customer Due Diligence (CDD), Enhanced Due Diligence (EDD), and ongoing monitoring processes
- Develop and deliver AML/financial crime training across the organization
- Provide expert compliance guidance and support to business teams and senior management
- Lead regulatory inspections, audits, and information requests from authorities
- Prepare regular MLRO and compliance reports for senior management and the Board
- Monitor regulatory developments and assess their impact on the business
- Collaborate closely with Compliance, Risk, Legal, Operations, and Product teams
Requirements - Previous experience as an MLRO or Deputy MLRO in a regulated financial institution (EMI, Payment Institution, Fintech, Crypto, or Banking)
- In-depth knowledge of UK AML regulations, FCA Handbook, POCA, and sanctions requirements
- Proven experience interacting with UK regulators and law enforcement bodies
- Strong analytical, investigative, and decision-making skills
- Excellent communication and stakeholder management abilities
- Ability to work independently and manage multiple regulatory priorities in a fast-paced environment
Preferred Qualifications - Professional certifications (ICA, ACAMS, or equivalent)
- Experience in payments, fintech, or international financial services
- Familiarity with transaction monitoring systems and screening tools
What Our Client Offers - Competitive salary and benefits package
- Opportunity to play a key role in a high-growth fintech company
- Collaborative and innovative work environment
- Flexible work arrangements to support work-life balance
- Continuous learning and professional development opportunities